Seyyed Shamseddin Hosseini; amirreza souri; Hamed Mohamadi
Volume 12, Issue 44 , April 2012, , Pages 73-98
Abstract
The purpose of this paper is review the application of organizational models and new strategies in financing cooperatives in Iran. Therefore, the questionnaire was designed and comments from 31 experts were evaluated Cooperative efforts with results obtained by quantitative measurement of each component ...
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The purpose of this paper is review the application of organizational models and new strategies in financing cooperatives in Iran. Therefore, the questionnaire was designed and comments from 31 experts were evaluated Cooperative efforts with results obtained by quantitative measurement of each component of financial cooperatives field model using the best and most appropriate organizational methods financial cooperatives in the identification. The results showed that the traditional cooperative model organization in financial cooperatives and other not effective cooperative organizational models such as the relative investment, member - the investor, the new generation, cooperative, independent units with increasing investment, stocks - investing become a focus of investment company financial cooperatives in Iran are effective.
The strategy, according to financial experts, traditional methods of financing through banks and other financial institutions, equity members, underdeveloped stock allocation from reserves and borrowing lending institutions specialized in financing cooperatives are effective. Financing strategy support, financing methods through the capital base, securities capacity, mandatory participation in equity plans, store excess return, the release of award shares beyond profit, pension funds members, units of participation investment programs rotary or rotary and capital reserves loans rotary (rotary reserves) in financing cooperatives in Iran are effective and ultimately direct financial strategy, methods of financing capital equipment through cooperative units, direct investment, market exception, document commitment, equity investment / certificate ( Export Excellence shares), redemption of shares to be privileged, local bonds, stock plans employees, income derived from trade with non-members and percent of total stock in financial cooperatives are effective in Iran.
Seyyed Shamseddin Hosseini; Mohammad Ebrahim Ain Alian; Amir Reza Soori
Volume 9, Issue 33 , July 2009, , Pages 125-151
Abstract
Post Bank as one of the financial institution has had successful experience in many countries. As a result, the Post Bank Company has been established in 1996 aiming of developing financial services especially in rural region. Now after passing a decade of Post Bank activities in the form of independent ...
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Post Bank as one of the financial institution has had successful experience in many countries. As a result, the Post Bank Company has been established in 1996 aiming of developing financial services especially in rural region. Now after passing a decade of Post Bank activities in the form of independent headquarters in provinces, assessing their activities is possible by the criterion such as efficiency which is the subject of this paper.
In this paper, efficiency and effecting factors on it has been determined for 28 independent headquarters of Iran’s Post Bank in duration of 1999-2005 form using Stochastic Frontier Functions (SFA) and Logarithmic - Linear of cost function. Result of this study by model (1) - assessing efficiency- shows that efficiency of Iran’s Post Bank is 60%. The provinces
of Tehran and Charmahal va Bakhtiyari have had minimum and maximum efficiency respectively. Also, headquarters of Post Bank in the less developed region like Charmahal va Bakhtiyari and Kohkiluye va Boyer Ahmad, comparing with more headquarters in the developed provinces like Tehran and Khorasan, had been more efficient.
Meanwhile based on the result of model (2)- assessing the Effecting factors on efficiency- efficiency of headquarters has inverse relationship with the size of Post Bank (total asset), number of Employee, number of branch, and time, has direct relationship with total income of Post Bank.
Seyyed Shamseddin Hosseini; Amir Reza Soori
Volume 7, Issue 25 , July 2007, , Pages 127-155
Abstract
In this paper the efficiency of ten banks (Mellat, Tejarat, Refahe Kargaran, Saderat, Melli, Sepah, Tose Saderat ,Maskan ,Keshavarzi and Sanat va Madan) in Iran and the effective factors on their efficiency levels are estimated, using parametric statistical method, for 1994-2003 period. The estimation ...
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In this paper the efficiency of ten banks (Mellat, Tejarat, Refahe Kargaran, Saderat, Melli, Sepah, Tose Saderat ,Maskan ,Keshavarzi and Sanat va Madan) in Iran and the effective factors on their efficiency levels are estimated, using parametric statistical method, for 1994-2003 period. The estimation of efficiency is conducted by using Battese and Colli model (1992) - Model(1) - while for the estimation of the effective factors on efficiency, Battese and Colli model (1995)-Model (2)- is taken. Regarding the results obtained from the former model, the efficiency of the banks is estimated to be 87.76 percent. Also, for the case of the factors influential on the banks' efficiency, the results of the latter model showed that there is a positive relation between efficiency and sophistication of banks, the number of branches of the banks, and the time trend; meanwhile it has negative relation with the size of the banks.
